Terms of Service

Last Updated: March 27, 2025

1. Acceptance of Terms

By accessing and using Emergency Loans US ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our services.

2. Definitions

• "Service" refers to the website and loan services provided by Emergency Loans US
• "User," "you," and "your" refer to individuals accessing or using our Service
• "Content" refers to all information and materials available on our Service

3. Eligibility Requirements

To use our services, you must:

• Be at least 18 years old
• Be a legal resident of the United States
• Have a valid government-issued ID
• Have a valid bank account
• Meet our minimum income requirements

4. Loan Services

4.1 Application Process

When you apply for a loan through our service:

• You must provide accurate and complete information
• We may verify your information through third-party services
• We may share your information with lending partners
• Approval is not guaranteed and is subject to various factors

4.2 Loan Terms

If approved for a loan:

• You will receive specific terms and conditions
• Interest rates and fees will be clearly disclosed
• Repayment terms will be specified
• You must agree to the specific loan terms before accepting

5. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Maintain the security of your account
• Not use our service for any illegal purposes
• Not attempt to access unauthorized areas of our service
• Not interfere with the proper working of our service

6. Intellectual Property

All content on our service, including text, graphics, logos, and software, is the property of Emergency Loans US or its licensors and is protected by intellectual property laws.

7. Limitation of Liability

Emergency Loans US shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, or use of our service
• Any errors or omissions in our service
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from our service

8. Indemnification

You agree to indemnify and hold harmless Emergency Loans US and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our service.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Last Updated" date.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

11. Contact Information

For questions about these Terms of Service, please contact us at:

Email: [email protected]

Address: [Your Business Address]